Pennsylvania Car Accident Laws

“I’ve been injured in a car accident in Pennsylvania, but I don’t know anything about the laws in the state. Where can I find information?”

Knowledge is powerful, especially when it comes to car accidents in Pennsylvania. Every state has their own set of laws for people to abide by, and the State of Pennsylvania is no different. If you’re injured in a car accident, you need to know what those laws are so that you know what to expect. This page on our site will give you a brief overview of Pennsylvania State car accident laws and what they mean for your car accident case.

You Have a Choice for Car Insurance – There are a handful of states that maintain a no-fault policy when it comes to car accidents, and Pennsylvania is one of them. However, as a Pennsylvania driver, you have the option to choose if you want to obtain that type of coverage or if you want to opt for traditional car insurance coverage. If you choose no-fault, your car insurance will cover your injuries and damages if you’re in a car accident, even if you’re the victim and the accident wasn’t your fault. If you choose traditional coverage, you run the risk of becoming liable if you cause an accident. For those reasons, you should choose carefully and weigh the benefits and risks associated with each one.

PIP – In Pennsylvania, PIP stands for Personal Injury Protection, and this goes along with no-fault insurance. The PIP is a limit placed on no-fault insurance that indicates how much the insurance company will play. Please keep in mind that with no-fault insurance, your own insurance company is only responsible for paying the personal injury portion of your claim. You can still sue the other driver’s insurance company for any property damage that takes place, and that includes replacing your car if it’s totaled or paying for any repairs that need to be done.

Statute of Limitations – A statute of limitations refers to the amount of time you can legally wait to present a lawsuit for your car accident case, or any other type of case, for that matter. Every state is different and the laws vary, but in Pennsylvania, you have two years. That might seem like a long time, but it’s really not that long if you consider everything you might go through during that time. Many people get so worried about their injuries and have to undergo surgeries and tests and other medically recommended treatments and before they know it, the statute of limitations time limit has passed. It’s best to act as early as you can after you’ve been in a car accident so that you are sure to file your lawsuit before the two years is up.

Contributory Negligence – In the State of Pennsylvania, it is assumed that every driver who was involved in an accident shares a certain percentage of the blame for the accident. As a result, the amount of settlement that is awarded is based upon that percentage. Of course, that also means that there are limits on how much of a percentage you can be responsible for in order to get any type of compensation at all. If you’re in an accident and a jury decides that the accident was more than 50% your fault, you will not get any money toward your settlement. If the accident was 30% your fault, your settlement amount will be calculated based on that percentage.

As you can see, Pennsylvania car accident law can become relatively complicated, which is why it’s never a good idea to represent yourself in a car accident case. In doing so, you could potentially leave a lot of settlement money on the table, and that’s certainly not something you want to do.

Your best course of action is to talk with a qualified Pennsylvania car accident lawyer who has had success with others in your situation in the past. We can help you find a lawyer who is experienced in car accident law and who will fight hard to get you the compensation you deserve for your injuries and your damages. Please contact us today.

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