CAR ACCIDENT? INJURED?
YOU MAY BE ENTITLED TO SUBSTANTIAL COMPENSATIONSPEAK TO AN EXPERT LAWYER RIGHT NOW!
A moving truck backed out into traffic and smashed into a school bus this week, throwing the bus into a dangerous roll that injured a number of children. This is another example of how dangerous collisions between two large vehicles can be.
The school bus accident occurred Thursday afternoon in a California town while the school bus was bringing students home. Fully loaded with 40 children between the ages of 9 and 11, the bus approached a driveway. An investigation is still pending but it appears that the school bus was driving lawfully and complying with the 40 mph speed limit.
As the bus approached the driveway, however, a U-Haul suddenly backed out of it and into the road. Police officers said that a mother and daughter were working together to back into the street. While the mother drove the truck, the daughter stood in the road to help guide her.
For some reason, the mother backed suddenly out into the road and hit the bus near its rear axle. The impact threw the bus into a lateral spin while it was still moving at high speed. When the bus turned perpendicular to the road, the vehicle’s mass flipped it over onto its side.
Nearly half of the students suffered injuries in the crash and responders took 12 of them to hospitals for treatment. Two of the children had serious injuries, including a head wound. If this child suffered a traumatic brain injury, he or she could experience long-lasting consequences.
Since an investigation is still pending, it is not clear whether anyone other than the U-Haul driver was responsible for causing these injuries.
If you have been in a car accident in Pennsylvania, contact Pennsylvania Car Accident lawyers today.
The driver of a Hyundai Sonata was killed in a fatal car crash this weekend after crashing into four cars scattered across North Philadelphia. He sideswiped one car on Eerie Avenue, fled that scene and then crashed into three more vehicles near L Street, still on Eerie Avenue.
Emergency responders found the driver on Eerie and transported him to Temple University Hospital. The driver died about 30 minutes after the rash of crashes began. Four others suffered minor injuries in the hit-and-run collisions peppered throughout Eerie Avenue.
It’s certainly possible, although it has not yet been confirmed, that the driver was under the influence of drugs or alcohol before getting behind the wheel early Sunday morning. The 31-year-old driver swiped the first North Philly car at about 1:15 am.
In Pennsylvania, those who are injured by a drunk driver are able to pursue additional damages against the at-fault driver as well as from an establishment who over-served an impaired driver (called Dram Shop Liability).
Impaired driving accidents are one of the exceptions to limited-tort coverage restrictions. Even if you do not carry full-tort coverage, you are eligible for full-tort benefits if you are injured by a drunk or drugged driver in Pennsylvania. Full-tort coverage may include payment for:
• Pain and suffering
• Lost wages
• Medical expenses
• Long term care needs
• Punitive damages
A Philadelphia attorney familiar with full-tort liability and dram shop laws can help you understand your rights if you were injured in a drunk driving crash.
If you need a car accident lawyer in Philadelphia, contact Pennsylvania Car Accident Lawyers today.
In our last blog post, we discussed the insurance coverages mandated by Pennsylvania law. Today, we will go over the optional coverages available, many of which you should consider purchasing.
Uninsured motorist insurance: Perhaps the most important optional coverage (and a type of coverage EVERY driver should have), uninsured motorist coverage — UM coverage — protects you financially if an uninsured motorist hits you. It also pays your medical bills after a hit-and-run accident.
Underinsured motorist coverage: Like UM, UIM coverage will pay for your injuries if the motorist who causes your accident does not have adequate insurance to cover your entire personal injury claim. Since many drivers purchase the bare minimum amounts of auto insurance, UIM coverage is necessary.
Collision: While collision coverage is not required under Pennsylvania law, most car lenders require you to purchase it before they will give you a car loan. Collision covers repairs to your car after an accident.
Comprehensive: Comprehensive insurance covers damage to your car from natural disasters, vandalism and other hazards.
There are additional coverages such as income loss, funeral benefit, accidental death benefit, extraordinary medical benefits, towing coverage, rental reimbursement coverage and gap coverage, that you may want to consider purchasing depending on your unique situation.
For example, most serious accidents run upwards of $100,000 in damages. Extraordinary medical benefits coverage is the only coverage that provides up to $1 million for serious accidents. If you are concerned about protecting your vehicle, gap coverage pays the difference between your totaled vehicle payment and the balance you owe on your car loan.
Rather than simply accepting what your insurance company suggests, it is important to get all the facts about Pennsylvania’s mandatory and optional coverages. Should you be involved in a car accident, you will be grateful you took the time to research your options.
If you have questions about Pennsylvania car insurance law, contact Pennsylvania Car Accident Lawyers today.
Purchasing auto insurance can be challenging. The insurance company may tell you one thing while family members and safety advocates tell you another. Who is right? How can you determine what insurance — and how much — you should purchase? In the next few blog posts, we will discuss the mandatory and optional insurance coverages available in Pennsylvania.
You Must Purchase Car Insurance
If you wish to drive in Pennsylvania, you must purchase can insurance. If you fail to maintain your car insurance, the Pennsylvania Department of Transportation (PennDOT) can suspend your license for up to three months. There are additional penalties if you are pulled over for speeding or another moving violation and you are driving without insurance.
Pennsylvania requires drivers to purchase the following car insurance for their cars:
• Medical benefits: You must purchase $5,000 in coverage. Medical benefits coverage covers your medical bills after an auto accident, regardless of fault.
• Bodily injury liability: You must purchase $15,000/$30,000 in coverage. BI insurance covers someone else’s medical expenses if you cause the car accident.
• Property damage liability: You must purchase $5,000 in coverage. Property damage liability pays for the damage you cause to someone else’s property, including their car.
Once you have met the minimum requirements, how much additional insurance you purchase is up to you. Keep in mind, however, that most Americans are involved in at least one accident every ten years. A serious accident could run in the hundreds of thousands of dollars. Therefore, we strongly recommend spending more now to protect yourself and your pocket book.
In our next blog post on Pennsylvania auto insurance law, we will discuss the optional coverages available to Pennsylvania drivers.
If you have questions about Pennsylvania car insurance law, contact Pennsylvania Car Accident Lawyers today.
Getting into a car accident is a very serious event. Many car accident victims have terrible, painful injuries that follow them for the rest of their lives. They’re hurt and they’re scared about their next steps. Perhaps this has been your experience and you’re finding that you feel the same way.
If you’ve found this site, chances are you came across it because you were searching for Pennsylvania car accident lawyers. This site can connect you with a Pennsylvania car accident lawyer who will fight hard to get you the justice you deserve for your case. However, we can also do so much more than that.
Most likely, you have many different questions about your options, and you wonder if you’re making the right decisions. This is especially true if you’ve never been in a car accident before, or if you have some well meaning friends or relatives offering you advice about what you should do.
We’ve helped people find car accident lawyers in Pennsylvania from one end of the state to the other. This includes accident lawyers in:
This site will be a valuable source of information for you as you make your decisions regarding your car accident case. We have plenty of tips for you to help you along the way. You’ll learn all about:
Car Accident Information: What are the types of behaviors that cause car accidents in Pennsylvania? How many accidents are there each year? This is valuable information that you should know if you’ve been a victim or if you are ever a car accident victim in the future.
First Steps After a Car Accident: A car accident is a very scary event. Like most people, you probably feel alone, nervous and afraid of what you should do. It’s possible that the other driver is angry, even though the accident was his fault, and not yours. Even so, that anger can cause you to feel like you did something wrong. This section will give you a step by step account of what you should be doing.
Pennsylvania Car Accident Laws: Every state has their own car accident laws. Some of them are relatively the same across the board, while others are unique to Pennsylvania alone. If you’re not familiar with what the laws are where you live, this section will cover that information for you.
Hiring an Attorney: Is hiring an attorney the right thing to do for your case? Many car accident victims decide to pursue their own car accident cases when the accident was relatively minor, or when there doesn’t seem to be a significant amount of damage or injuries. However, making that decision can be pretty risky.
Your Rights as a Car Accident Victim: Many people don’t realize that car accident victims have rights and those rights should be protected. We’ll talk about what your rights are as a car accident victim so that you know what you are entitled to for your case.
Frequently Asked Questions: You might want to spend a great deal of time in this section, especially if you’ve never been in a car accident before. You have a lot of questions and those questions deserve to be answered. We’ve compiled a list of the questions we hear most often and we’ve answered them for your benefit.
Resources: Where else can you find valuable information about Pennsylvania car accident lawyers and car accidents in general? We’d love to provide you with additional help during this life-changing and difficult time. We’re here to help you!
As you can see, if you’re looking for Pennsylvania car accident lawyer information, you’ve definitely come to the right place. The best thing you can do is sit back, relax and educate yourself about what you should do. You’ve been a victim in a car accident, and help is available.
Would you like to get in touch with a Pennsylvania car accident lawyer who can help you? Please contact us!
Start Legal Help Now, Free