CAR ACCIDENT? INJURED?
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Most people think that there isn’t any downside to having a healthy economy, but according to recent reports by the Insurance Institute for Highway Safety, more deadly automobile crashes occur in a thriving economy. The research data collected from 2012 to 2015 also found that smaller cars provide their drivers and passengers with less safety than larger vehicles. Tthe highest deaths in traffic accidents happened in the Kia Rio and the Hyundai Accent, which are both “compact” cars. (more…)
Numerous driving issues arise when it begins to rain. Even with a light rain can make the roads slippery and increase the chances of hydroplaning. One of the most dangerous aspects of rain on the streets is the possibility of flooding. Knowing how to operate your vehicle in these situations can help you prevent a potentially life-threatening accident. (more…)
Halloween is a fun time for most people. This exciting time of year is just around the corner, which is why it is crucial to employ safe driving techniques from now. Halloween is unlike any other holiday because countless little ones are roaming the streets in search of candy. (more…)
The freedom that comes with riding a motorcycle is countered by the potential dangers that can result from being involved in an accident with another vehicle. Even for those wearing a helmet, the risk of severe injury or even death is ever-present because of the vulnerability of the rider. (more…)
Driving from point A to point B is difficult when an accident happens along the way. Even minor events present challenges, one of which is whether to call police when there is no damage. Dialing 911 is a given when the damage and injury are significant or even noticeable, but without a scratch to man or machine, is that call necessary? Couldn’t the drivers involved in a minor crash simply exchange information and move on?
Unfortunately, many people drive without car insurance. If you get into an accident with an uninsured driver, it’s important to know how to handle the situation, especially if you have suffered an injury or damage to your vehicle. Make sure to follow these five steps after an accident with an uninsured driver.
It’s always important to immediately call the police to the scene of the accident, but this is even more urgent when your accident involves an uninsured driver. Filing a police accident report will greatly help you when you want to claim damages. Be sure to also take photos of the scene if you are physically able, including the location of the accident, skid marks on the road, and any other pertinent details.
Although the police will get the other driver’s information, we suggest you record it as well for your personal account. It’s important to have that information as it may be the instance you discover that the other person is uninsured. Get all the information you can about the other driver, their vehicle, as well as the names and contact information of any possible witnesses.
Contact Your Insurance Company
Contact your insurance company immediately to report the accident. The sooner you do this, the better. Plus, if you have uninsured motorist coverage that includes both property damage and bodily injury, your insurance company should be able to do plenty when you file a claim. If you don’t already have such coverage, an insurance agent can help guide your steps to help rectify that.
It’s wise to seek medical attention as soon as possible after a car accident as well, even if you don’t believe you suffered an injury. Sometimes, an injury may not manifest until later on, so it’s better to be safe than sorry. If your accident is with an uninsured driver, you can’t rely on that person’s insurance to cover your medical expenses. As a result, your health insurance can cover them, but you may also have an out-of-pocket deductible to deal with as well.
Discuss your options for having any necessary repairs done on your car with your insurance company. They will most likely recover your repairs if your plan includes uninsured motorist property damage. Otherwise, you will have to pay out of pocket for repairs and then seek compensation through the court.
You may have many questions following an accident with an insured driver. Pennsylvania Car Accident Lawyers has the resources to get you in touch with an experienced car accident attorney in your area who can answer them. They can analyze the details of your case and suggest the most appropriate legal action. Contact us today for a free case evaluation.
Protecting children is the responsibility of parents and other adults. Keeping children safe when riding in a vehicle involves not only buckling up, but also learning about the various car seats and seat belt laws that are in place.
Most states in America are either “fault” states or “no-fault” states. A fault state is one that holds the driver in an accident who was found legally responsible for causing it to pay for the damages and injuries of the other parties included. In no-fault states, each party involved in an auto accident is required to collect all of their medical bills, mechanic invoices and lost wages from their own insurance companies. This is not dependent on who was at fault.
Pennsylvania made it illegal to text and drive five years ago. That hasn’t stopped some drivers from texting or using their phones in other ways as there are still drivers being pulled over for distracted driving. Over the course of the past three years, the number of people using electronic devices while driving, even with headphones, has increased by 52 percent. This is a significant number in a state that has outlawed those actions. This information has been released by the Administrative Office of the Pennsylvania Courts as it examines reasons why drivers are pulled over and charged.
The first thing to note about car accidents in Pennsylvania is what the statute of limitations is regarding filing a legal claim. Essentially, it is a law that sets a time limit on one’s right to go to court after you have been wronged. The statute of limitations regarding different crimes or damages can vary from situation to situation, but it is generally fixed in car accident cases. In this case, the statute of limitations regarding car accidents would be the set time limit in which you could file a court suit after the car accident occurs.
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